Home buyer's financial center

Know exactly what you need before you buy

Calculate your monthly payment, check your affordability, estimate closing costs, and see every due date on a calendar — all in one place.

Start with the calculator Take the quiz

Step 1

Mortgage calculator

Adjust the sliders to match your target home. All numbers update instantly.

Home price$450,000

Down payment20% — $90,000

Interest rate6.8%

Loan term30 years

Additional costs

Annual property tax$4,500/yr

Annual home insurance$1,800/yr

Total monthly payment

—

Principal + interest + tax + insurance

Principal & interest

—

Loan amount

—

Total interest paid

—

Total cost of home

—

Monthly breakdown

P&I Tax Insurance

Income needed

— annual (28% DTI rule)

Amortization schedule — first 12 months

Month	Payment	Principal	Interest	Balance	% paid off

Payment schedule

Payment calendar

Your payment is due on the 1st of every month. Navigate to see future due dates.

SunMonTueWedThuFriSat

Payment due Today

Step 2

Affordability quiz

Five questions. Get a personalized readiness score, estimated price range, and specific next steps.

Step 3

Closing cost estimator

Closing costs are fees paid at settlement — typically 2–5% of the loan. Toggle items on or off to match your situation.

Loan details

Home price$400,000

Down payment20%

Loan type

Include in estimate

Title insurance

Home inspection

Appraisal fee

Prepaid interest (30 days)

Homeowner's insurance escrow

Estimated closing costs

—

— % of purchase price

Lender Title Gov't Prepaids